{"id":35529,"date":"2022-02-23T11:08:15","date_gmt":"2022-02-23T11:08:15","guid":{"rendered":"https:\/\/assignmenttutors.net\/blog\/?p=35529"},"modified":"2022-02-23T11:08:15","modified_gmt":"2022-02-23T11:08:15","slug":"personal-health-insurance-analysis","status":"publish","type":"post","link":"https:\/\/assignmenttutors.net\/blog\/personal-health-insurance-analysis\/","title":{"rendered":"Personal Health Insurance Analysis"},"content":{"rendered":"

Personal Health Insurance Analysis (PHIA) Rubric<\/p>\n

Scenario:<\/p>\n

Your employer (or spouse\/parent\u2019s employer) has decided to stop offering an employer sponsored health insurance options to employees or their dependents \u2013 effective May 31. COBRA will NOT be an option, because no employer plan exists any longer. Each of you, instead will be given a $500\/month stipend towards the purchase of your own health coverage (for yourselves and your dependents). Please address the following items concretely, as if this were actually happening to you.<\/p>\n

Questions to Address:<\/p>\n

 <\/p>\n

    \n
  1. Describe the health insurance you currently have, including coverage (deductibles, out of pocket, copays) and cost.\u00a0 Compare these to the Kaiser 2021 Benefit Trends Report.<\/li>\n<\/ol>\n

     <\/p>\n

      \n
    1. What available options\/strategies do you have to find alternate coverage for yourself\/your family? (please discuss a minimum of 3 alternate strategies \u2013 1 must be the ACA Marketplace\/Healthcare.Gov)<\/li>\n<\/ol>\n

       <\/p>\n

        \n
      1. What are the important considerations you must address as you tackle this transition and decide between options?<\/li>\n<\/ol>\n

         <\/p>\n

          \n
        1. Compare and contrast the benefits of the health insurance coverage options you have identified. (Note: one option must be obtained using healthcare.gov) \u2013 Please discuss in the narrative as well as create a table<\/u> to showcase the options and important factors you have considered.\u00a0 Table should include premium, deductibles, out of pocket etc. comparing your current situation to the new options \u2013 including evidence that you\u2019ve taken the stipend into account.<\/li>\n<\/ol>\n

           <\/p>\n

            \n
          1. Will the $500 monthly stipend put you in a more or less positive financial position (with regards to overall expenses \u2013 premium and potential out of pocket) than your current health insurance coverage provides?<\/li>\n<\/ol>\n

             <\/p>\n

              \n
            1. Come to a recommendation including rationale about your final choice of plan to enroll.<\/li>\n<\/ol>\n

               <\/p>\n

                \n
              1. Please discuss final reflections or key takeaways on this experience.<\/li>\n<\/ol>\n

                 <\/p>\n

                Key Points:<\/p>\n

                  \n
                • \u00a0 Due by end of week 6<\/li>\n
                • \u00a0 20% of your Final Grade \u2013 200 points<\/li>\n
                • \u00a0 Minimum 5 pages (double-spaced)<\/li>\n
                • \u00a0 Include at least 1 table you create (see Data Visualization document for tips)<\/li>\n
                • \u00a0 Please use APA format, Cover Sheet, In-text Citations and a Works Cited page (not counted in 5 pgs)<\/li>\n
                • \u00a0 You should have a minimum of 5 outside sources to support this work<\/li>\n<\/ul>\n

                   <\/p>\n","protected":false},"excerpt":{"rendered":"

                  Personal Health Insurance Analysis (PHIA) Rubric Scenario: Your employer (or spouse\/parent\u2019s employer) has decided to stop offering an employer sponsored health insurance options to employees or their dependents \u2013 effective May 31. COBRA will NOT be an option, because no employer plan exists any longer. Each of you, instead will be given a $500\/month stipend […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-35529","post","type-post","status-publish","format-standard","hentry","category-issues-in-healthcare"],"_links":{"self":[{"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/posts\/35529","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/comments?post=35529"}],"version-history":[{"count":2,"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/posts\/35529\/revisions"}],"predecessor-version":[{"id":35534,"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/posts\/35529\/revisions\/35534"}],"wp:attachment":[{"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/media?parent=35529"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/categories?post=35529"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/assignmenttutors.net\/blog\/wp-json\/wp\/v2\/tags?post=35529"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}